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Life & Health Insurance Prep

50-state Life & Health prep with 276,305 study items

Life and Health insurance license exam prep for all 50 states. 203,854 practice questions and 276,305 total study items, including 2,532 side-by-side 50-state law tables, 815 narrated audio lessons with transcripts, worked math problems, comparison charts, and decision flowcharts.

iPhone & iPad Mac View 51 Exams

203,854

Practice Questions

276,305

Total Study Items

39,492

Flashcards

20,936

Concept Cards

7,923

Concept Reels

815 (77+ hrs)

Audio Lessons

2,532

50-State Law Tables

50 + National

States Covered

51 Exams Covered

51 exams
L&H License

Life & Health Insurance License Exam

State Life & Health insurance producer license exam prep for all 50 states

State Departments of Insurance (delivered by Pearson VUE, PSI, or Prometric) →
AL L&H

Alabama Life & Health Insurance License Exam

Alabama Life & Health insurance producer license exam prep with Alabama-specific state law content

Alabama Department of Insurance (ALDOI) →
AK L&H

Alaska Life & Health Insurance License Exam

Alaska Life & Health insurance producer license exam prep with Alaska-specific state law content

Alaska Division of Insurance →
AZ L&H

Arizona Life & Health Insurance License Exam

Arizona Life & Health insurance producer license exam prep with Arizona-specific state law content

Arizona Department of Insurance and Financial Institutions (DIFI) →
AR L&H

Arkansas Life & Health Insurance License Exam

Arkansas Life & Health insurance producer license exam prep with Arkansas-specific state law content

Arkansas Insurance Department (AID) →
CA L&H

California Life & Health Insurance License Exam

California Life & Health insurance producer license exam prep with California-specific state law content

California Department of Insurance (CDI) →
CO L&H

Colorado Life & Health Insurance License Exam

Colorado Life & Health insurance producer license exam prep with Colorado-specific state law content

Colorado Division of Insurance (Dept. of Regulatory Agencies) →
CT L&H

Connecticut Life & Health Insurance License Exam

Connecticut Life & Health insurance producer license exam prep with Connecticut-specific state law content

Connecticut Insurance Department (CID) →
DE L&H

Delaware Life & Health Insurance License Exam

Delaware Life & Health insurance producer license exam prep with Delaware-specific state law content

Delaware Department of Insurance →
FL L&H

Florida Life & Health Insurance License Exam

Florida Life & Health insurance producer license exam prep with Florida-specific state law content

Florida Department of Financial Services (Division of Agent and Agency Services →
GA L&H

Georgia Life & Health Insurance License Exam

Georgia Life & Health insurance producer license exam prep with Georgia-specific state law content

Georgia Office of Commissioner of Insurance and Safety Fire (OCI) →
HI L&H

Hawaii Life & Health Insurance License Exam

Hawaii Life & Health insurance producer license exam prep with Hawaii-specific state law content

Hawaii Department of Commerce and Consumer Affairs (DCCA) →
ID L&H

Idaho Life & Health Insurance License Exam

Idaho Life & Health insurance producer license exam prep with Idaho-specific state law content

Idaho Department of Insurance →
IL L&H

Illinois Life & Health Insurance License Exam

Illinois Life & Health insurance producer license exam prep with Illinois-specific state law content

Illinois Department of Insurance →
IN L&H

Indiana Life & Health Insurance License Exam

Indiana Life & Health insurance producer license exam prep with Indiana-specific state law content

Indiana Department of Insurance (IDOI) →
IA L&H

Iowa Life & Health Insurance License Exam

Iowa Life & Health insurance producer license exam prep with Iowa-specific state law content

Iowa Insurance Division (IID) →
KS L&H

Kansas Life & Health Insurance License Exam

Kansas Life & Health insurance producer license exam prep with Kansas-specific state law content

Kansas Department of Insurance (KDOI) →
KY L&H

Kentucky Life & Health Insurance License Exam

Kentucky Life & Health insurance producer license exam prep with Kentucky-specific state law content

Kentucky Department of Insurance (DOI) →
LA L&H

Louisiana Life & Health Insurance License Exam

Louisiana Life & Health insurance producer license exam prep with Louisiana-specific state law content

Louisiana Department of Insurance (LDI) →
ME L&H

Maine Life & Health Insurance License Exam

Maine Life & Health insurance producer license exam prep with Maine-specific state law content

Maine Bureau of Insurance (Dept. of Professional and Financial Regulation) →
MD L&H

Maryland Life & Health Insurance License Exam

Maryland Life & Health insurance producer license exam prep with Maryland-specific state law content

Maryland Insurance Administration (MIA) →
MA L&H

Massachusetts Life & Health Insurance License Exam

Massachusetts Life & Health insurance producer license exam prep with Massachusetts-specific state law content

Massachusetts Division of Insurance (DOI) →
MI L&H

Michigan Life & Health Insurance License Exam

Michigan Life & Health insurance producer license exam prep with Michigan-specific state law content

Michigan Department of Insurance and Financial Services (DIFS) →
MN L&H

Minnesota Life & Health Insurance License Exam

Minnesota Life & Health insurance producer license exam prep with Minnesota-specific state law content

Minnesota Department of Commerce →
MS L&H

Mississippi Life & Health Insurance License Exam

Mississippi Life & Health insurance producer license exam prep with Mississippi-specific state law content

Mississippi Insurance Department →
MO L&H

Missouri Life & Health Insurance License Exam

Missouri Life & Health insurance producer license exam prep with Missouri-specific state law content

Missouri Department of Commerce and Insurance (DCI) →
MT L&H

Montana Life & Health Insurance License Exam

Montana Life & Health insurance producer license exam prep with Montana-specific state law content

Montana Commissioner of Securities and Insurance (Montana Department of Insurance) →
NE L&H

Nebraska Life & Health Insurance License Exam

Nebraska Life & Health insurance producer license exam prep with Nebraska-specific state law content

Nebraska Department of Insurance →
NV L&H

Nevada Life & Health Insurance License Exam

Nevada Life & Health insurance producer license exam prep with Nevada-specific state law content

Nevada Division of Insurance (Dept. of Business and Industry) →
NH L&H

New Hampshire Life & Health Insurance License Exam

New Hampshire Life & Health insurance producer license exam prep with New Hampshire-specific state law content

New Hampshire Insurance Department →
NJ L&H

New Jersey Life & Health Insurance License Exam

New Jersey Life & Health insurance producer license exam prep with New Jersey-specific state law content

New Jersey Department of Banking and Insurance (DOBI) →
NM L&H

New Mexico Life & Health Insurance License Exam

New Mexico Life & Health insurance producer license exam prep with New Mexico-specific state law content

New Mexico Office of Superintendent of Insurance (OSI) →
NY L&H

New York Life & Health Insurance License Exam

New York Life & Health insurance producer license exam prep with New York-specific state law content

New York State Department of Financial Services (DFS) →
NC L&H

North Carolina Life & Health Insurance License Exam

North Carolina Life & Health insurance producer license exam prep with North Carolina-specific state law content

North Carolina Department of Insurance (NCDOI) →
ND L&H

North Dakota Life & Health Insurance License Exam

North Dakota Life & Health insurance producer license exam prep with North Dakota-specific state law content

North Dakota Insurance Department →
OH L&H

Ohio Life & Health Insurance License Exam

Ohio Life & Health insurance producer license exam prep with Ohio-specific state law content

Ohio Department of Insurance →
OK L&H

Oklahoma Life & Health Insurance License Exam

Oklahoma Life & Health insurance producer license exam prep with Oklahoma-specific state law content

Oklahoma Insurance Department →
OR L&H

Oregon Life & Health Insurance License Exam

Oregon Life & Health insurance producer license exam prep with Oregon-specific state law content

Oregon Division of Financial Regulation (DCBS) →
PA L&H

Pennsylvania Life & Health Insurance License Exam

Pennsylvania Life & Health insurance producer license exam prep with Pennsylvania-specific state law content

Pennsylvania Insurance Department, Bureau of Licensing and Enforcement →
RI L&H

Rhode Island Life & Health Insurance License Exam

Rhode Island Life & Health insurance producer license exam prep with Rhode Island-specific state law content

Rhode Island Department of Business Regulation, Insurance Division →
SC L&H

South Carolina Life & Health Insurance License Exam

South Carolina Life & Health insurance producer license exam prep with South Carolina-specific state law content

South Carolina Department of Insurance →
SD L&H

South Dakota Life & Health Insurance License Exam

South Dakota Life & Health insurance producer license exam prep with South Dakota-specific state law content

South Dakota Division of Insurance (Department of Labor and Regulation) →
TN L&H

Tennessee Life & Health Insurance License Exam

Tennessee Life & Health insurance producer license exam prep with Tennessee-specific state law content

Tennessee Department of Commerce and Insurance →
TX L&H

Texas Life & Health Insurance License Exam

Texas Life & Health insurance producer license exam prep with Texas-specific state law content

Texas Department of Insurance (TDI) →
UT L&H

Utah Life & Health Insurance License Exam

Utah Life & Health insurance producer license exam prep with Utah-specific state law content

Utah Insurance Department →
VT L&H

Vermont Life & Health Insurance License Exam

Vermont Life & Health insurance producer license exam prep with Vermont-specific state law content

Vermont Department of Financial Regulation →
VA L&H

Virginia Life & Health Insurance License Exam

Virginia Life & Health insurance producer license exam prep with Virginia-specific state law content

Virginia State Corporation Commission, Bureau of Insurance →
WA L&H

Washington Life & Health Insurance License Exam

Washington Life & Health insurance producer license exam prep with Washington-specific state law content

Washington Office of the Insurance Commissioner (OIC) →
WV L&H

West Virginia Life & Health Insurance License Exam

West Virginia Life & Health insurance producer license exam prep with West Virginia-specific state law content

West Virginia Offices of the Insurance Commissioner (OIC) →
WI L&H

Wisconsin Life & Health Insurance License Exam

Wisconsin Life & Health insurance producer license exam prep with Wisconsin-specific state law content

Wisconsin Office of the Commissioner of Insurance (OCI) →
WY L&H

Wyoming Life & Health Insurance License Exam

Wyoming Life & Health insurance producer license exam prep with Wyoming-specific state law content

Wyoming Insurance Department (Wyoming Department of Insurance) →

What's Inside

  • 203,854 practice questions across national content and all 50 state law sections, 276,305 study items in total
  • 2,532 side-by-side 50-state reference tables (9,475 state-specific rows) so you can see exactly how a rule differs in your state
  • 815 narrated audio lessons totalling over 77 hours, each with a full transcript and sentence-level highlighting to follow along
  • 39,492 spaced-repetition flashcards and 20,936 concept cards across 12 decks
  • 174 worked math problems with step-by-step solutions, covering premium, cash value, and interest calculations
  • 36 comparison charts and 35 decision flowcharts for the distinctions examiners test most
  • 39 scenario-based ethics cases with full explanations, plus a 469-term glossary with examples and exam tips
  • Life, health, and annuity lines in one app, with full-length simulated exams and per-domain tracking
  • Works offline on iPhone, iPad, and Mac

Frequently Asked Questions

What certifications does Life & Health Insurance Prep cover?

Life & Health Insurance Prep covers 51 certification exams: L&H License, AL L&H, AK L&H, AZ L&H, AR L&H, CA L&H, CO L&H, CT L&H, DE L&H, FL L&H, GA L&H, HI L&H, ID L&H, IL L&H, IN L&H, IA L&H, KS L&H, KY L&H, LA L&H, ME L&H, MD L&H, MA L&H, MI L&H, MN L&H, MS L&H, MO L&H, MT L&H, NE L&H, NV L&H, NH L&H, NJ L&H, NM L&H, NY L&H, NC L&H, ND L&H, OH L&H, OK L&H, OR L&H, PA L&H, RI L&H, SC L&H, SD L&H, TN L&H, TX L&H, UT L&H, VT L&H, VA L&H, WA L&H, WV L&H, WI L&H, WY L&H. Each exam track includes practice questions, flashcards, concept cards, and supplementary study materials.

What devices is Life & Health Insurance Prep available on?

Life & Health Insurance Prep is available on iPhone, iPad, and Mac. Download it free from the App Store. The free version includes a preview of exam content, and a subscription unlocks all practice questions, flashcards, concept cards, mnemonics, glossary terms, and supplementary study materials across all covered exams.

What study materials are included in Life & Health Insurance Prep?

Life & Health Insurance Prep includes 203,854 practice questions, 276,305 total study items, 39,492 flashcards, 20,936 concept cards, 7,923 concept reels, 815 (77+ hrs) audio lessons, 2,532 50-state law tables, 50 + National states covered across all covered exams. Study materials are organized by exam and domain, so you can focus on specific content areas and track progress over time. Full-length timed mock exams are also available to simulate the real test experience.

How much does Life & Health Insurance Prep cost?

Life & Health Insurance Prep is free to download. A C3RT subscription unlocks the full content library: all practice questions, flashcards, and supplementary materials across every exam in the app. Visit the App Store listing for current subscription pricing and any available free trial.

Is Life & Health Insurance Prep affiliated with the certification bodies?

C3RT is not affiliated with State Departments of Insurance (delivered by Pearson VUE, PSI, or Prometric), Alabama Department of Insurance (ALDOI), Alaska Division of Insurance, Arizona Department of Insurance and Financial Institutions (DIFI), Arkansas Insurance Department (AID), California Department of Insurance (CDI), Colorado Division of Insurance (Dept. of Regulatory Agencies), Connecticut Insurance Department (CID), Delaware Department of Insurance, Florida Department of Financial Services (Division of Agent and Agency Services, Georgia Office of Commissioner of Insurance and Safety Fire (OCI), Hawaii Department of Commerce and Consumer Affairs (DCCA), Idaho Department of Insurance, Illinois Department of Insurance, Indiana Department of Insurance (IDOI), Iowa Insurance Division (IID), Kansas Department of Insurance (KDOI), Kentucky Department of Insurance (DOI), Louisiana Department of Insurance (LDI), Maine Bureau of Insurance (Dept. of Professional and Financial Regulation), Maryland Insurance Administration (MIA), Massachusetts Division of Insurance (DOI), Michigan Department of Insurance and Financial Services (DIFS), Minnesota Department of Commerce, Mississippi Insurance Department, Missouri Department of Commerce and Insurance (DCI), Montana Commissioner of Securities and Insurance (Montana Department of Insurance), Nebraska Department of Insurance, Nevada Division of Insurance (Dept. of Business and Industry), New Hampshire Insurance Department, New Jersey Department of Banking and Insurance (DOBI), New Mexico Office of Superintendent of Insurance (OSI), New York State Department of Financial Services (DFS), North Carolina Department of Insurance (NCDOI), North Dakota Insurance Department, Ohio Department of Insurance, Oklahoma Insurance Department, Oregon Division of Financial Regulation (DCBS), Pennsylvania Insurance Department, Bureau of Licensing and Enforcement, Rhode Island Department of Business Regulation, Insurance Division, South Carolina Department of Insurance, South Dakota Division of Insurance (Department of Labor and Regulation), Tennessee Department of Commerce and Insurance, Texas Department of Insurance (TDI), Utah Insurance Department, Vermont Department of Financial Regulation, Virginia State Corporation Commission, Bureau of Insurance, Washington Office of the Insurance Commissioner (OIC), West Virginia Offices of the Insurance Commissioner (OIC), Wisconsin Office of the Commissioner of Insurance (OCI), Wyoming Insurance Department (Wyoming Department of Insurance). Certification names, acronyms, and trademarks are the property of their respective organizations. C3RT is an independent third-party study platform designed to help candidates prepare. It does not issue certifications or guarantee exam outcomes.